美国营销学论文代写：亚当个人预算和储蓄分析
亚当·哈特有两种收入来源。第一份收入是他的工作收入，第二份收入是租金收入。已经登记的每月费用有好几个。根据所提供的估计数，亚当·哈特每月可以节省2 255美元。
由于亚当的收入目前是固定的，亚当可以通过减少一些开支来提高他的储蓄。除招待费和杂费外，他的大部分开支都是基本开支。亚当可以减少娱乐或杂项开支。他每月650美元的招待费与其他费用相比太高了。他的杂项费用有减少的余地。他每月在汽车上的花费可能还有减少的余地。Adam Hart可以通过减少这些开支，至少每月减少300美元的开支。
亚当的汽车费用很高。亚当需要调查一下汽车费用是否有减少的空间。
美国营销学论文代写：亚当个人预算和储蓄分析
亚当的净储蓄存在银行里。银行只给了最低的回报，因此这些钱就闲置着。亚当应该通过系统地投资其他资产来增加财富。由于亚当已经31岁了，还有很多工作时间，他可以考虑投资股票以获得长期收益。亚当应该把他的部分积蓄投资于股票。如果亚当想规避风险，那么他可以在债务和股权之间进行组合，但这会降低他的回报。因此，亚当不应该把所有的储蓄都存在银行里，而应该寻求投资于其他资产类别。
美国营销学论文代写：亚当个人预算和储蓄分析
Adam Hart has two sources of income. First income is through his job and the other income is the rental income. There are many multiple monthly expenses which have been enlisted. Adam Hart is able to save $2,255 monthly based on the estimates provided.
Since the income of Adam is currently fixed, Adam can look to improve his savings by reducing some expenses. Most of his expenses are essential expenses except for entertainment and miscellaneous expenses. Adam can look to cut down its entertainment or miscellaneous expenses. His entertainment expense of $650 is too high as compared to other monthly expenses. His miscellaneous expense has scope of reduction. His monthly expense on cars might have scope of reduction. Adam Hart can look to reduce at least reduce the expenses by $300 per month by reducing these expenses.
Adam has high car expenses. Adam needs to look into that whether there is scope of reduction in the car expenses.
美国营销学论文代写：亚当个人预算和储蓄分析
The net savings of Adam sits in the bank. Bank gives a minimal return and thus the money is sitting idle. Adam should look to increase grow his wealth through systematically investing in other assets. Since Adam is 31 years and has plenty of work life left he can look to invest in stocks for long term gains. Adam should invest part of his savings in equities. If Adam wants to risk averse then he can have a mix between debt and equity but that will reduce his returns. Thus instead of keeping all of his savings in the bank Adam should look to invest in other asset classes.
